risk management implementation
  • enterprise risk management (ERM)

  • risk awareness development

  • risk culture development

  • market risk management

  • credit risk management

  • financial risk management

  • compliance risk management

  • strategic risk management 

  • operational risk management

  • external risk reporting 

  • risk planning & risk evaluation

  • key risk assessment 

  • policy audits & compliance

  • risk analytics & risk model

risk management resources

We provide resources to support our clients' risk management practices. Our team has experience in risk management across life insurance, general insurance, reinsurance, takaful as well as enterprise risk management. 

In addition to providing resources and support, we assist our client to improve and automate risk management processes leading to long term efficiencies.

risk management
  • enterprise risk management (ERM)

  • key risk assessment

  • compliance review

  • reinsurance optimisation

  • insurance risk management

  • operational risk management

  • financial risk management

  • economic capital modelling (ECM)

  • statutory capital modelling

  • risk based capital (RBC)

  • own risk solvency assessment (ORSA)

  • internal capital model (ICM)



Raymond is a Fellow of the Society of Actuaries (FSA) and has over 25 years of actuarial, financial and risk management experience in the insurance industry, previously held Appointed Actuary, Chief Actuary and Chief Risk Officer roles.


Raymond has significant expertise in developing risk and capital management framework, developing growth strategies, performing risk analysis, developing compensation models and performing client value analysis. Raymond is a pioneer of new product ideas and systems, and is recognised as a leading innovator in the market. He has coached and mentored many younger and successful actuaries.

Raymond is a Past President of the Actuarial Society of Malaysia and is the Society of Actuaries’ Ambassador to Malaysia . He is also a Certified Financial Planner and a Certified NLP Practitioner for Appraisal and Performance Management. Raymond also has specialized knowledge in Internet Marketing, Social Media Marketing and Blockchain Technology. Raymond is a Certified Blockchain Expert.


Kuala Lumpur

C-09-10 iTech Tower

Jalan Impact 63000 Cyberjaya


E: enquiry@n-actuarial.com

Phnom Penh

Outpost Phnom Penh
Yellow Tower

191 Tonle Sap Street

E: cambodia@n-actuarial.com


600 North Bridge Road

#12-02/03 Parkview Square


E: singapore@n-actuarial.com


3A-1-13, Straits Quay

Jalan Seri Tanjung Pinang

Tanjung Tokong,

10470 Penang MALAYSIA

E: penang@n-actuarial.com


Unit No. 3A-2, Level 3A, Office Lot

Labuan Times Square

Jalan Merdeka, 87000 W.P Labuan

E: labuan@n-actuarial.com

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